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Making Home Affordable Program

Making Home Affordable Program

About The Plan

The federal government has introduced a Financial Stability Plan to address the key problems at the heart of the current crisis. A piece of that effort is Making Home Affordable, a plan aimed to stabilize our housing market and help Americans reduce their monthly mortgage payments to more affordable levels.

What is "Making Home Affordable" all about?

The Making Home Affordable Program is part of the Obama Administration's broad, comprehensive strategy to get the economy and the housing market back on track. The Making Home Affordable Program offers strong options for homeowners: (1) refinancing mortgage loans through the Home Affordable Refinance Program (HARP), (2) modifying first and second mortgage loans through the Home Affordable Modification Program (HAMP) and the Second Lien Modification Program (2MP) and (3) offering other alternatives to foreclosure through the Home Affordable Foreclosure Alternatives Program (HAFA).

Click Here to read our Eligibility Matrix to determine if you are eligible for this program.

The Home Affordable Refinance Program gives homeowners who qualify the opportunity to refinance into more affordable monthly payments.

The website, www.MakingHomeAffordable.gov provides homeowners with detailed information about these programs along with self-assessment tools and calculators to empower borrowers with the resources they need to determine whether they might be eligible for a modification or a refinance under the government's program. Through this website, borrowers can also connect with free counseling resources to help with outstanding questions; locate homeowner events in their communities; find a handy checklist of key documents and materials to have ready when making that important call to their servicer, as well as FAQs from borrowers in similar circumstances; and much more.

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